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Remote Deposit Capture
Remote Deposit Capture
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PhotoCommercial CDs

Certificates of Deposit (CD’s) *

MetroBank’s Certificates of Deposit accounts are a safe and secure way to earn a return on your investment.

  • Maturities for CD’s range from 30 days to 2 years
  • Minimum balance to open an account is $2,500.00
  • You must maintain a minimum balance of $2,500.00 in the account each day to obtain the disclosed annual percentage yield (APY).
  • Interest will not be compounded; interest will be credited as selected (monthly, quarterly, semiannually, annually, or at maturity)
  • Interest earned over one year cannot remain on deposit and payout of the interest is mandatory
  • We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day
  • A penalty may be imposed for withdrawals before maturity
  • Free online banking

* Interest begins to accrue on the business day you deposit non-cash items (for example, checks)