Fee Schedule
The following fees may be assessed against your account
Fees Effective 01/01/2007
| Account reconciliation (per hour 1 hour minimum) | |
| Account reconciliation per account | $25.00 |
| ACH Origination (requires Cash Management also) | |
| Per account, per month | $25.00 |
| Per item originated | $.10 |
| ATM Fees | |
| ATM transaction fee (four free transactions per statement | |
| cycle, limit $250.00 daily) | $0.75 |
| Point-of-Sale transaction fee | free |
| Replacement cards (each) | $5.00 |
| Bank Checks | |
| Cashier's checks (customers only) | $5.00 |
| Exchange checks (non-customers) | $10.00 |
| Foreign drafts (customers only) | $75.00 |
| Money Orders (customers only) | $3.00 |
| Cash Management | |
| Per account, per month | $12.95 |
| Cash management initiated domestic wire tranfers | $20.00 |
| Cash management initiated stop payments | $30.00 |
| Collections-bond transactions will no longer be accepted after 09/30/05 | |
| Domestic outgoing: | |
| Clean | $25.00 |
| Documentary | $60.00 |
| Domestic incoming | $25.00 |
| Foreign outgoing (plus out-of-pocket) | $75.00 |
| Foreign outgoing in U.S. Dollars-no immediate credit | cost, if any |
| Foreign incoming | $25.00 |
| Courier service | by location |
| Deposit corrections (per correction) | $3.00 |
| Deposit verifications | $10.00 |
| Deposited checks and other items returned unpaid (per item) | $7.50 |
| Dormant accounts (per account, per month) | $10.00 |
| Early account closing (within 6 months of opening) | $20.00 |
| Estoppel letter (each) | $25.00 |
| Garnishments, levies, and freezes (per occurence) | $100.00 |
| Hold statements (per account, per month) | $5.00 |
| Letters of introduction (each) | $3.00 |
| Night deposit bag (each) | $15.00 |
| Nonsufficient or Uncollected Funds | |
| NSF Paid Item Fee | $30.00 |
| NSF Returned Item Fee | $30.00 |
| Interest on uncollected balance | 18.00% |
| Overdraft balance daily fee after 3rd day of overdraft | $3.00 |
| Uncollected funds - per item | $30.00 |
| Non-customer check cashing fee (per item) | $5.00 |
| Notary Public Services | $10.00 |
| Online Bill Payment | |
| Per account, per month | $5.95 |
| Per item after 15 | $0.35 |
| Over-The-Counter-Items (3 items at no charge) | |
| Checks (business or personal) - per item | $1.00 |
| Deposit slips (business or personal) - per item | $1.00 |
| Withdrawal slips (savings or money market) - per item | $1.00 |
| Photocopies (per item) | $0.50 |
| Research | |
| Per hour (1 hour minimum) | $25.00 |
| Per copy | $1.00 |
| Returned mail (per account, per month) | $5.00 |
| Safe Deposit Boxes | by size |
| Safekeeping (per account, per month) | $5.00 |
| Signature Guarantee | $2.50 |
| Special Statements | |
| Cutoff (with checks) | $5.00 |
| Cutoff (without checks) | $1.00 |
| Stop payments (per item for 6 months) | $30.00 |
| Transfers | |
| Customer assisted transfers (each) | $3.00 |
| MetroLine transfers | free |
| Traveler's Checks (per purchased amount) | 2% |
| Wire Transfers | |
| Domestic outgoing | $20.00 |
| Domestic incoming | $10.00 |
| Foreign outgoing | $60.00 |
| Foreign incoming | $15.00 |
| date last rev. 05/06 | |
| SERVICE CHARGE FEE SCHEDULE | |
| EFFECTIVE 01/01/2007 | |
| The following charges may be assessed against your | |
| account and are subject to change | |
| COMMERCIAL ACCOUNTS | |
| Analysis Accounts | |
| Monthly service charge: per account number | $12.00 |
| Monthly item processing fee: per item paid and deposited | |
| ACH items included | $.14 |
| Monthly FDIC insurance fee (per $1,000 in balance) | $.009 |
| Daily Uncollected Funds Balance | 9.00% |
| Cornerstone Accounts | |
| Monthly service charge: per account number if | |
| transaction counts are exceeded | $15.00 |
| Monthly item processing fee: per item in excess of 150 | |
| debit items paid and 100 items deposited | $.20 |
| Money Market Accounts | |
| Monthly service charge: if average daily collected balance | |
| is below $1,000.00 | $10.00 |
| Monthly excessive transactions: per item after three (3) | $10.00 |
| NOW Accounts | |
| Monthly service charge: if average daily collected balance | |
| is below $1,000.00 | $10.00 |
| Monthly item processing fee: per debit transaction if | |
| average daily collected balance is below $1,000 | $.15 |
| PERSONAL ACCOUNTS | |
| Regular Checking Accounts | |
| Monthly service charge: if average daily collected balance | |
| is below $750.00 | $7.50 |
| PERKS Checking Account | |
| Monthly Service Charge | free |
| Statement Savings Accounts | |
| Monthly service charge: | free |
| Monthly excess withdrawal fee: if average daily collected | |
| balance is below $5,000.00 - per withdrawal | $2.00 |
| NOW Accounts | |
| Monthly service charge: if average daily collected balance | |
| is below $1,000.00 | $10.00 |
| Monthly item processing fee: per debit transaction if | |
| average daily collected balance is below $1,000 | $.15 |
| Money Market Accounts | |
| Monthly service charge: if average daily collected balance | |
| is below $1,000.00 | $10.00 |
| Monthly excessive transactions: per item after three (3) | $10.00 |
| date last rev. 05/06 |
