Personal Checking
A Variety of Accounts to Fit Your Every Need
MetroBank offers a variety of personal checking accounts to fit every lifestyle. Whether you are looking for an interest bearing account to continue to build your investments, or a regular checking account to simplify your life, MetroBank has the perfect solution.
Personal Checking
- Account does not earn interest
- Unlimited check writing privileges
- Minimum balance to open account is $200.00
- Monthly service fee if average daily collected balance is below $750.00 any day of the cycle (see Service Charges and Fee Schedule section)
- ATM card available with access to all STAR, CIRRUS, Plus, and Presto ATM locations
- VISA®debit card available*
- Free online banking
- Free online bill pay
- All other fees (see Service Charges and Fee Schedule section)
Perks Checking
- Account does not earn interest
- Unlimited check writing privileges
- No minimum balance to open account
- No monthly service fee
- ATM card available with access to all STAR, CIRRUS, Plus, and Presto ATM locations
- VISA®debit card available*
- Free online banking
- All other fees (see Service Charges and Fee Schedule section)
NOW Checking Account **
- Interest compounded monthly, payable monthly; no interest is paid if the account is closed before the interest is credited. Interest is computed on the average daily balance of $1,000.00 or more, which is required to obtain the Annual Percentage Yield (APY) disclosed
- Minimum balance to open account is $1,000.00
- Unlimited check writing privileges
- Monthly service fee if average daily collected balance is below $1,000.00 any day of the cycle
(see Service Charges and Fee Schedule section) - Item processing fee per debit transaction (see Service Charges and Fee Schedule section)
- ATM card available with access to all STAR, CIRRUS, Plus, and Presto ATM locations
- VISA® debit card available*
- Free online banking
- All other fees (see Service Charges and Fee Schedule section)
Money Market Accounts **
- Interest compounded monthly, payable monthly; no interest is paid if the account is closed before the interest is credited. Interest is computed on the average daily balance of $1,000.00 or more, which is required to obtain the Annual Percentage Yield (APY) disclosed
- Minimum balance to open account is $1,000.00
- Monthly service fee if the average daily collected balance is below $1,000.00 (see Service Charges and Fee Schedule section)
- Six free transfers per monthly cycle. Up to three of the six transfers may be by check, draft or similar order to a third party. Should more than three third party checks be paid during a monthly statement cycle there will be a charge per occurrence and may cause the account to be closed or reclassified (see Service Charges and Fee Schedule section)
- Free online banking
- All other fees (see Service Charges and Fee Schedule section)
* Subject to application and credit approval.
** The interest rate and Annual Percentage Yield (APY) may change at any time.
For all other fees and charges see separate service charges and fee schedule.
Interest begins to accrue on the business day you deposit non-cash items (for example, checks)
